Commerce Funding Inc. is a private money real estate lender. We specialize in non-conventional loans and fast funding for real estate projects. Whether you are in need of short term financing or your needs are more long term, we can offer quick closings and immediate response to loan requests.
At Commerce Funding Inc., our commitment is to provide fast and flexible lending solutions to satisfy each borrower's unique or difficult financing requirements. Commerce Funding partners with a select group of private lenders specializing in lending on residential and commercial properties in order to accommodate most loan situations. Our creative financing solutions offer fast, creative funding solutions for real estate investors is tailored to the individual investor's needs and circumstances. We are not restricted by normal bank red tape and corporate banking policies that often lead to delays and lost opportunities.
Investors who fall out of conforming bank products will be able to benefit from Commerce Funding's unique lending programs.

If you're interested in having one of our lenders contact you, please feel free to apply here.



Residential loans for properties with 1-4 units. Fast approvals, quick closings and rehab property funding in days not weeks.

Loans provided to investors to refinance and/or purchase and rehab commercial properties. Hard money financing for most properties.

Serving: Alameda, Allapattah, Andover, Atlantic Heights, Aventura, Bal Harbour, Bay Harbor Islands, Biscayne Park, Brownsville, Buena Vista, Bunche Park, Carol City, Coconut Grove, Coral Gables, Coral Terrace, Country Club, Country Walk, Cutler, Cutler Bay, Cutler Ridge, Doral, East Perrine, Eastern Shores, Edison Center, El Portal, Fisher Island, Florida City, Fountainebleau, Gables by the Sea, Gables Estates, Gladeview, Glenvar Heights, Golden Beach, Golden Glades, Goulds, Hialeah, Hialeah Gardens, Homestead, Indian Creek Village, Islandia, Ives Estates, Kendale Lakes, Kendall, Key Biscayne, Keystone Islands, Lake Lucerne, Lakes by the Bay, Leisure City, Lemon City, Liberty Square, Lindgren Acres, Little River, Ludlam, Medley, Miami, Miami Beach, Miami Gardens, Miami Lakes, Miami Shores, Miami Springs, Naranja, Norland, North Bay Village, North Miami, North Miami Beach, Ojus, Olympia Heights, Opa-locka, Palm Springs Estates, Palmetto Bay, Palmetto Estates, Perrine, Pinecrest, Pinewood, Princeton, Richmond Heights, San Souci Estates, Scott Lake, Shenandoah, South Miami, South Miami Heights, Sunny Isles Beach, Sunset, Surfside, Sweetwater, Tamiami, The Crossings, The Hammocks, Three Lakes, University Park, Virginia Gardens, West Little River, West Miami, West Perrine, Westchester, Westview, Westwood Lake, Arlington Park, Bonnie Loch, Boulevard Gardens, Broadview, Broadview Park, Broward Estates, Browardale, Carver Ranches, Coconut Creek, Cooper City, Coral Estates, Coral Springs, Coral Woods, Crystal Lake, Dania Beach, Davie, Deerfield Beach, Fair Gate, Fort Lauderdale, Franklin Park, Golden Isles, Hacienda Village, Hallandale Beach, Hillsboro Beach, Hillsboro Pines, Hillsboro Ranches, Hollywood, Hollywood Beach Gardens, Hollywood Ridge Farms, Jenada Isles, Kendall Green, Lake Forest, Lauderdale Lakes, Lauderdale-by-the-Sea, Lauderhill, Lazy Lake, Leisureville, Lighthouse Point, Loch Lomond, Margate, Margate Estates, Melrose Park, Miami Gardens, Miramar, North Andrews Gardens, North Lauderdale, Oak Point, Oakland Park, Palm Aire, Parkland, Pembroke Park, Pembroke Pines, Pine Island Ridge, Plantation, Playland Estates, Playland Village, Pompano Beach, Pompano Beach Highlands, Pompano Estates, Pompano Park, Port Everglades, Port Everglades Junction, Port Laudania, Ravenswood Estates, Riverland, Rock Island, Ro-Len Lake Gardens, Rolling Oaks, Roosevelt Gardens, Royal Palm Ranches, Saint George, Sea Ranch Lakes, Silver Shores, Southwest Ranches, Sunrise, Sunrise Key, Sunshine Acres, Sunshine Park, Sunshine Ranches, Tamarac, Tedder, Terra Mar, Twin Lakes, Utopia, Village Park, Washington Park, West Hollywood, West Park, Weston, Wilton Manors, Woodsetter North, Atlantis, Bel Marra, Belle Glade, Belle Glade Camp, Belvedere Homes, Blue Inlet, Boca Del Mar, Boca Harbour, Boca Pointe, Boca Raton, Boynton Beach, Briny Breezes, Canal Point, Caribbean Key, Century Village, Cloud Lake, Cypress Lakes, Delray Beach, Delray Shores, Dunes Road, Floresta, Fremd Village, Glen Ridge, Golden Lakes, Golf, Greenacres City, Gulf Stream, Gun Club Estates, Hamptons at Boca Raton, Harbor East, Haverhill, High Point, Highland Beach, Hypoluxo, Juno Beach, Juno Ridge, Jupiter, Jupiter Inlet Beach Colony, Kings Point, Lake Belvedere Estates, Lake Clarke Shores, Lake Harbor, Lake Park, Lake Rogers Isle, Lake Worth, Lakeside Green, Lantana, Limestone Creek, Loxahatchee Groves, Manalapan, Mangonia Park, Mission Bay, North Palm Beach, Ocean Ridge, Padgett Island, Pahokee, Palm Beach, Palm Beach Gardens, Palm Beach Lakes, Palm Beach Shores, Palm Springs, Paradise Palms, Plantation Mobile Home Park, Rainbow Homes, Riviera Beach, Royal Oak Hills, Royal Palm Beach, Royal Palm Estates, Sandalfoot Cove, Schall Circle, Seminole Manor, Sherwood Park, Singer Island, South Bay, South Palm Beach, Stacey Street, Tequesta, The Acreage, University Park, Villages of Oriole, Wellington, West Gate, West Palm Beach, Hobe Sound, Indiantown, Jensen Beach, Jupiter Island, North River Shores, Ocean Breeze Park, Palm City, Port Salerno, Rio, Sewall's Point, Stuart, Fort Pierce, Indian River Estates, Lakewood Park, Port Saint Lucie, River Park, Saint Lucie, White City, Fellsmere, Florida Ridge, Gifford, Indian River Shores, North Beach, Orchid, Roseland, Sebastian, South Beach, Vero Beach, Wabasso, Wabasso Beach, Winter Beach, Cape Canaveral, Cocoa, Cocoa Beach, Eau Gallie, Grant, Grant-Valkaria, Indialantic, Indian Harbour Beach, Indian River City, June Park, Malabar, Melbourne, Melbourne Beach, Melbourne Village, Merritt Island, Micco, Mims, Palm Bay, Palm Shores, Port Saint John, Rockledge, Satellite Beach, Sharpes, South Patrick Shores, Titusville, Valkaria, West Melbourne, Whispering Hills Golf Estates